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Interest Rate on Loan

 

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W.E.F. 1st February, 2017
Sr. No. Description Interest Rate
1. Secured Surety Loan (Salary deduction under section 49 )
  a) Rs. 1 to Rs. 3,00,000/- 13.00%
2. UnSecured Surety Loan & Consumer Loan
  a) Rs. 1 to Rs. 3,00,000/- 13.50%
  b) Rs. 3,00,001 to Rs. 5,00,000/- 14.50%
3. Hypothecation Loan 13.00%
4. Vehicle Loan 9.95%
5. KVP/NSC/LIC loan 12.00%
6. Gold Loan 12.00%
7. Overdraft on Gold 13.00%
8. Overdraft & Cash Credit 14.00%
9. Loan or Overdraft disbursed against Fixed deposits,
the interest rate will be charged 0.50% more than interest given to Fixed deposit.
10. Housing Loan
  a)Up to Rs. 15,00,000/- 9.50%
  b)More than Rs. 15,00,001/-   10.50%
11. Education Loan 9.95%

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